5 Apps to get $$ Back!!
If you're anything like me, you're always looking and searching for new ways to save money or a new place to stash some money so you wont take it haha.
Today I will talk to you about 5 life changing apps for that helped me BIG time when it came to saving some money. You might of heard of them and maybe not but after today I recommend you to download them.
APP #1:
DIGIT:
So what exactly does the Digit app do? The app analyzes factors such as your checking account balance, expected income, incoming bills, recent spending, and other personalized savings controls set by you to determine when and how much you can spare. Then, it automatically transfers a small amount of cash into your Digit account a few times per week or month, depending on your spending habits. In short, it helps you save money without even thinking about it.
There’s no required minimum for your Digit account, and you can withdraw your money at any time. Your funds are also FDIC-insured up to a balance of $250,000 and securely stored.
How Digit Works
To use Digit, you’ll need a bank account at another institution to connect to your Digit account. Available for iPhone and Android users, you can access your Digit account via the mobile app or via your desktop computer at digit.com
Digit can help you set an unlimited number of personalized savings goals into which you can channel funds from your checking account in your Digit account. It can even take that money you save in your Digit account and make regular payments to monthly bills, such as your credit cards, student loans, or cell phone provider.
Use the app to save money for three consecutive months, and you’ll get a 1% annualized savings bonus, which will automatically be deposited into your Digit savings account.
You can also withdraw money from your Digit account at any time, with no monthly limits. Digit is compatible with more than 2,500 banks and credit unions and is currently available only in the U.S.
However, saving money with Digit isn’t free. The app charges a monthly subscription fee of $5. And if you want to instantly withdraw money from your Digit account to your checking account, the app imposes a fee of 99 cents, though you can choose to wait a day or two and pay nothing for the withdrawal.
APP #2
ACORNS
Acorns is an investing app popular for letting its users invest the spare change from their daily transactions with its Acorns Core option. With Acorns Core, the app automatically rounds up your transactions to the nearest dollar and invests the difference into your chosen investment portfolios (once you’ve reached a minimum $5 in roundup savings).
Acorns also has a retirement savings feature called Acorns Later. With Acorns Later, you can invest your money in an Independent Retirement Account (IRA) and set recurring contributions from your linked account. You can invest using a Roth IRA, Traditional IRA or SEP IRA. The ETFs in your investment portfolio will automatically adjust to fit your needs over time based on your retirement date and goals. You can’t have Acorns Later without have Acorns Core, and having both costs the user $2 per month. Acorns Core only is $1 per month.
The Acorns app is free and available for both Android and iOS devices, but the Acorns service costs $1, $2, or $3 (with the Acorns Spend checking account) per month depending on what plan you select. Download today and get $5 to start your savings today with ACORNS
APP #3:
PARIBUS:
Paribus is an online tool that tracks your purchases to find price drops, automatically refunding you the difference. It's free, it works well, and it's now available as an app on iPhone and Android. And the company recently updated the iOS app with a few interesting features.
APP #4
QUAPITAL:
With Qapital, you can set customizable autosave rules for just about anything, so you can save money simply with the actions you take living your life. You can set a custom rule; for example, you can save a certain amount of money each time you pay for a public transit ticket or fill up the tank for that friend who drives you to work.
Qapital has a bunch of other ways to help you save up for a car, too. With the round up rule, the app will round up all of your transactions and automatically transfer the difference to your designated goal account. So each time you pay for anything, you will have a little bit of money going toward your car. The spend less rule saves whenever you spend less than a certain amount with a retailer or in a certain spending category, and the guilty pleasure rule saves a certain amount whenever you spend on a chosen guilty pleasure, like ordering takeout.
When your goal is funded, you can withdraw the funds and spend it on your chosen vehicle. The free Qapital app is available for both iOS and Android devices.
APP #5
WELL ITS NOT REALLY AN APP BUT ITS YOUR "KEEP THE CHANGE" SETTING IN YOUR BANK ACCOUNT AND PLEASE DONT BE CHEAP AND ROUND UP!!!
THANK YOU IF YOU HAVE ANY OTHER APPS OR IDEAS PLEASE COMMENT BELOW AND LET ME KNOW. ALSO, DO NOT FORGET TO FOLLOW ME ON MY SOCIAL NETWORKS AND CHECK OUT MY YOUTUBE CHANNEL!!
